C U Financial Services of Hawaii, LLC- Helping Hawaii Grow!

Wednesday, January 7, 2009

Today's Rates - One Point


		2019 S. King Street Honolulu, Hawaii 96826-2220

		Phone: 808-226-1542

		Fax: 808-983-5522

		info@cufshi.com

Rates & Programs >

Today's Rates

Interest rates Effective 2/1/2005

The rates listed below represent the lowest rates currently available. The actual rates available to you will vary based on a number of factors. Please note that these rates are only available to qualified applicants and assume excellent credit. Rates and terms are subject to change or cancellation. Please call for further details or Apply online.

Program	Rate	APR	Points	Monthly Payment Per $100,000
Conforming 15 Yr Fixed	5.000%	5.315%¹	0.750%	$790.79
Conforming 3 Yr ARM	3.375%	4.157%²	1.125%	$442.10
Conforming 30 Yr Fixed	5.625%	5.817%³	0.750%	$575.66
Jumbo 15 Yr Fixed	5.250%	5.628%⁴	1.125%	$803.88
Jumbo 30 Yr Fixed	5.875%	6.094%⁵	1.000%	$591.54

¹Conforming 15 Yr Fixed - The Annual Percentage Rate (APR) is based a loan amount of $100,000.00 with $1,086.00 of lender fees and 15 days of prepaid interest. This calculation assumes a minimum down payment of 20% on an owner occupied single family dwelling purchase with full income documentation in the state of CO with a lock period of 30 days and no prepayment penalty. Maximum loan amount is $322,700.00 for a single family dwelling.

²Conforming 3 Yr ARM - The Annual Percentage Rate (APR) is based a loan amount of $100,000.00 with $1,086.00 of lender fees and 15 days of prepaid interest. This calculation assumes a minimum down payment of 20% on an owner occupied single family dwelling purchase with full income documentation in the state of CO with a lock period of 30 days and a prepayment penalty. Maximum loan amount is $322,700.00 for a single family dwelling. Loan term is 30 years. Interest rate and APR may increase after the 36th month.

³Conforming 30 Yr Fixed - The Annual Percentage Rate (APR) is based a loan amount of $100,000.00 with $1,086.00 of lender fees and 15 days of prepaid interest. This calculation assumes a minimum down payment of 20% on an owner occupied single family dwelling purchase with full income documentation in the state of CO with a lock period of 30 days and no prepayment penalty. Maximum loan amount is $322,700.00 for a single family dwelling.

⁴Jumbo 15 Yr Fixed - The Annual Percentage Rate (APR) is based a loan amount of $500,000.00 with $1,086.00 of lender fees and 15 days of prepaid interest. This calculation assumes a minimum down payment of 33% on an owner occupied single family dwelling purchase with full income documentation in the state of CO with a lock period of 30 days and no prepayment penalty. Maximum loan amount is $650,000.00 for a single family dwelling.

⁵Jumbo 30 Yr Fixed - The Annual Percentage Rate (APR) is based a loan amount of $500,000.00 with $1,086.00 of lender fees and 15 days of prepaid interest. This calculation assumes a minimum down payment of 33% on an owner occupied single family dwelling purchase with full income documentation in the state of CO with a lock period of 30 days and no prepayment penalty. Maximum loan amount is $650,000.00 for a single family dwelling.

Hawaii and Alaska Conforming Loans:

The maximum loan amount for conforming loans is 1.5 times greater in Alaska and Hawaii.

C U Financial Services of Hawaii, LLC does not guarantee the availability of any particular interest rate, and any interest rate information provided to you is solely for your information and may be changed by C U Financial Services of Hawaii, LLC at any time.